School’s out.  Now what?  Every parent knows the drill.  A few weeks of vacation go by, then it’s “I’m bored.  There’s nothing to do.” What are parents to do to beat the heat—especially this summer as temperatures rise and cash is low?  Here’s a thought inspired by a young friend. Andy was a hard-to-please child.  Andy also [...] #49: Watch Lightning Bugs Spark and Flare When I was a child, parents would poke holes in the lid of a mayonnaise jar and send my friends and me off to catch lightning bugs, watch them spark and flare, then set them free. These days we’ve come to appreciate nature’s creatures on their own terms.  But you [...] Hail to the graduates! Now that you have made it to this day, it is to you, as successful people and achievers, that this open letter is addressed. Amidst the congratulations due, let’s talk about the PRICE of your success, the DEBT owed for it, and a SENSIBLE  REPAYMENT  PLAN. First, the price: take time to thank [...] I was thirteen when Grandpa began our Sunday ritual. But his tradition of Sundays and family did not begin with me. It began in the late 1920s when my mother was little; its roots dug deep for the Great Depression. On Sunday mornings, Grandma could take their three girls to church for their spiritual uplift. [...] NEW from BackPax – about the guide, 1-week free download, cover, contents…